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  • What is FIRE? A Beginner’s Guide to Financial Independence Retire Early

    FIRE stands for Financial Independence Retire Early — but what does that actually mean, and how do ordinary people achieve it? Here’s everything you need to know to get started.

  • Low Fees vs. the Right Fund: Are Some FIRE Investors Missing the Point?

    index fund fees vs performance

    Low fees get all the attention in NZ investing — but a real fund comparison shows performance can matter far more. Here’s the maths, in plain English.

  • The 4% Rule Explained — And Whether It Works in New Zealand

    The 4% rule is the cornerstone of FIRE planning — but where did it come from, does it actually hold up, and does it work for Kiwi investors? Here’s everything you need to know.

  • How Much Do You Really Need to Retire in New Zealand?

    Most Kiwis know they need to save for retirement — but how much is actually enough? We break down the numbers, the 25x rule, and how to calculate your own personal FIRE number.

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